Buying a new home can be an exciting experience, to say the least. Before you even start looking at properties though, you need to have a plan of action. Following certain tips and steps will also help you avoid the mistakes many new home buyers make. Here are a few tips for new home buyers that you need to be aware of: Identify What You Want and What You Need You may want a property that has a huge garden, but is it really within
Adult life can be exhausting, can’t it? A whirlwind of work, maintaining a home, attempting a social life and keeping on top of finances, it can sometimes feel overwhelming. School never taught us how to apply for a mortgage, track personal finances or write a will. And of course, it never taught us how to simplify our life. So it all comes with a lot of learning and well, a lot of Googling! If you’re feeling the struggle and finding it hard to cope, something
There’s something behind that old adage “honesty is the best policy” — at least when it comes to managing your money. Lies — no matter how big or how small — have a lot of power over your finances. Spin the wrong ones when managing your money, and you could be wasting dollar after dollar as you fib your way through life. A frank account of the way you are managing your money is one of the only things you can do to avoid believing
Take a look at these mistakes first-time renters make and use this information to be sure that renting your first apartment will be a great experience. All first-time renters are enthusiastic in the beginning. The day you move out of your parents’ place, and start to build the independence you’ve been dreaming about for so long, is going to be a very exciting moment for you! You’ll no longer have to worry about being home by a certain hour; you can watch the shows you
There are some traits that make the millennial generation different from the rest. Learning certain things about millennials that will help you understand this generation better. Those born between 1980 and 2000 – or millennials – are generally more tech-savvy and extremely self-confident. They are probably university-educated so they have a clear plan for career development. But, they are also seen to be “addicted” to the online world. A study showed that 65% of millennials state they and their routine would be more affected by losing their phone or computer than by losing their car.
If someone had told me a few years ago that I’d be doling out personal financial planning advice, I wouldn’t have believed you. For as long as I can remember, I have been in debt. This is partly because I manage on a very tight budget. But also because, to me, financial planning is for those that actually have money. It’s not for people like me, who struggle to make ends meet every month. “Annual income twenty pounds, annual expenditure nineteen six, result - happiness.
Does your spouse seem to be running out of money his or her bills every month? Your partner's financial literacy may need some improvement. The good news is that there are straightforward, accessible ways to enhance it. Before doing so, your loved one will need an introduction to what it is, and why it is essential. What is financial literacy? Simply put, this term refers to a person's ability to understand how money works and how to manage it. It is also having the skills
Here are some basic financial planning strategies which will help you get ready for any unexpected expenses. Life is interesting. But sometimes it tends to throw some hard moments that are really hard to predict. It’s true that the punch you don’t see coming puts you down, but you don’t have to land on a hard merciless surface. In the economic time we live in, it’s common to hear of people who woke up in the morning and realized that their job is gone. Maybe